Exciting News!
Your card experience is getting an upgrade! Debit cards are planned for Q1 2027, followed by Credit cards in Q2. Planned enhancements include tap-to-pay, virtual cards, real-time credit card payments and Card Hub.
Watch for more details as we approach each rollout.
Need a Little Extra Breathing Room?
Skip a Payment and keep more money in your pocket!
Give yourself some financial flexibility by skipping an eligible loan payment for a month.
Just $35 per eligible loan. Restrictions and eligibility requirements apply.
Drive Away with a Great Auto Loan Rate
Auto Loan Rates as low as 3.99% APR*
Get the financing you need with competitive rates and flexible terms designed to help you get behind the wheel.
Apply today and let us help you find the right loan for your next vehicle.
*Rate and terms are subject to credit approval, vehicle eligibility, loan term, and other restrictions. Certain conditions and qualifications apply.
Contact SMSE Federal Credit Union for complete details.
Need to Activate Your New Card or Change Your PIN?
We’re here to help! Simply give us a call at: 866-392-9952
It’s quick and easy — just follow the prompts to get started.





